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An accident occurs, and your car is a total loss. What happens now? Will your auto crime insurance policy pay to replace your vehicle, and what about your deductible and any loan balance remaining, if you still owe on your vehicle? The answers to these questions will depend on the types and amounts of coverage you purchased in your auto crime insurance policy. If you only have liability auto crime insurance, also known as PLPD in some areas, your vehicle damage will not be covered, but any damage to property or vehicles owned by others will be covered. This means that your vehicle will not be replaced by the auto crime insurance company, and any loan amount still owed on the vehicle is your responsibility. This is one of the reasons that most lenders insist on full coverage auto crime insurance while there is a loan balance on your automobile. Take woman caravan insurance prices in auto crime insurance from car insurers in Georgia. 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